How it works

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image Smart funding for ambitious people

What is a loan with WALTER SCHULZ?

WALTER SCHULZ offers innovative digital lending solutions that combine speed, simplicity and smart financing. Our technology delivers faster decisions and better rates than traditional banks.

  • Flexible loans from €1,000 - €5,000,000
  • Competitive rates starting at 2.99% APR
  • 24/7 online account management
  • No prepayment penalties

Tools to help you succeed

  • Business Planning Toolkit
  • Financial Health Check
  • Personalized Rate Calculator
Our simple process

WALTER SCHULZ helps turn your plans into reality

Apply 1

Quick digital
application

Review 2

Instant preliminary
decision

Fund 3

Fast funding - often
same day

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Our 4-step application journey

1

Complete our simple form

Tell us about your funding needs in our streamlined online application - takes just minutes.

2

Get instant feedback

Our smart system provides preliminary approval immediately after submission.

3

Final verification

We quickly verify your details - most approvals within 24 hours.

4

Receive your funds

Money transferred directly to your account, often the same business day.

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Check your eligibility in seconds

Our smart pre-qualification tool lets you see potential loan options without impacting your credit score.

Flexible repayment options

We offer customized payment plans to match your cash flow and financial situation.

  • Choose payments or monthly yearly
  • Adjust payment dates to suit your needs
  • Make extra payments anytime without penalty

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